Holiday Club

What is a Holiday Club Account?

This special account is provided to members as a share savings account to be withdrawn prior to the holiday season. Its intent is to provide a planned savings program to reduce unplanned credit card expenses during the holidays.

Like a share account, dividends will be credited to your account every quarter. If you close your account before dividends are paid, you will not receive the accrued interest.

A penalty may be imposed for early withdrawals. There is a $25.00 fee for Holiday Club withdrawals prior annual one-time annual distribution.

The minimum balance required to open an account is $5. You must maintain a minimum average daily balance of $100 in your account to earn interest.

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